We see a future where children and families have tools and resources to make choices that allow them to confidently pursue their path to financial stability.
FamilyFutures is a Rappahannock 501(c) 3 nonprofit established in 2019 that receives no public funding. We support development of life skills through school-based activities aligned with state requirements for college and career exploration.
We support school-based learning for students, as well as workshops, and home- and community-based opportunities to extend financial and personal skill building to family members and other adults. Our work complements that of other nonprofits.
The Family Futures 2022-2023 Community Report highlights the success of its financial education program for K-4 students in Rappahannock County. For detailed information, refer to the full report in the linked PDF.
Meet Ned Waterhouse, our new Executive Director. From a distinguished educational career to his passion for children's futures, get to know the man leading the charge at FamilyFutures.
Households used free tax filing assistance.
Individuals worked with a coach on personal financial goals
Earned the maximum $100 for activities when schools were closed for Covid; 78% earned two or more additional deposits.
Total Savings: First graders have more than $9,800 in their accounts
Cumulative balance across all accounts
Average account balance All K-Gr 3 students enrolled
Custodial accounts at Oak View National Bank with an estimated 50-60 more in 2023-24
Average volunteer hours per month, backed by increasing in-kind support
average savings disbursement upon graduation
The milestone our inaugural K cohort, RCHS class of '32, will reach this fall
Local and state foundations supporting FamilyFutures financial education
Individuals, foundations and businesses who supported FamilyFutures in 2022
Generous gifts to fund personal student savings accounts through 2022 end of year donations
"MyFuture accounts and activities are an integral part of the curriculum, helping RCPS enhance and enrich the Profile of a Graduate framework embedded in our own Comprehensive Plan. By actively engaging with families at the earliest stages of their children's educational careers, we can open so many opportunities and pathways they may have never dreamed possible. I am thrilled to be a part of this exciting collaboration!"
-Shannon Grimsley, Superintendent and Cheerleader in Chief, RCPS
"FamilyFutures is about family financial literacy. It is wonderful that we now have a program that starts parents and primary age children thinking, understanding and planning about saving money for the future. Bravo!"
- Jane Bowling-Wilson, Executive Director, Northern Piedmont Community Foundation
"FamilyFutures has brought discussion of saving and spending money into our home. From cash incentives that reward my working teens for deposits into their savings accounts to fun, interactive games that teach my little ones the value of coins, FamilyFutures’ lessons and incentives motivate my kids to WANT to save their money! As mother to five RCPS students, our family is happy to have a partner like FamilyFutures as we plan for their futures -and grateful for the lessons they're learning about managing their finances now!"
“..inspires me to do a little better …and to discuss wants vs. needs before we shop.”
“It's been a huge weight off my shoulders, having someone with good sense helping me figure out where I stand with my own income and expenses! My coach (and FamilyFutures) has been a blessing.”
“It’s great to begin educating on the importance of saving at a young age Wish I had been taught better, I learned the difficult way, but I have started a college savings account for our three children at the beginning of the year, and I’m glad I finally have.”
- E.B., parent
“I love this because the parents are learning right along with their children”
- L.J., parent
"The MyFuture activities have really helped G. learn the value of a dollar. When we are shopping, he wants to know how much every item costs so that he can see if another similar item exists that is less expensive. He is understanding the importance of saving money."
"Start saving, even if you aren’t sure what your child will want to do."
"Thank you for sending out the information about the MyFutures program. We are new to the county and think this is a great idea"
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